FAQ

We are equipped to challenge virtually any negative, inaccurate, or unverified item on your credit report. This includes Collections, Charge-offs, Foreclosures, Bankruptcies, Late Payments, Repossessions, Medical Bills, Student Loans, Hard Inquiries, and Public Records.

Our service focuses on removing negative items, which is a key part of improving your score. In addition, we educate you on building positive credit: always pay your bills on time, keep your credit card balances low (below 30% of your limit), and avoid applying for new credit unnecessarily.

Is There a Charge for This? A. You are legally entitled to one free credit report from all three bureaus (Experian, Equifax, TransUnion) once per year at AnnualCreditReport.com. For our program, we require a credit monitoring service so we can track your progress in real-time. We can help you get this set up during your consultation.

This depends entirely on your individual credit situation, such as the number of negative items. While you'll see results early on, a complete credit file restoration can take several months to a year. Our goal is to achieve the best results as quickly as possible.

We are 100% committed to your satisfaction and providing the expert service you're paying for. While we cannot legally guarantee the removal of a specific item, we stand by our work. Please refer to your client agreement for the full details of our service guarantee.

It's simple! Click the "Get Your Free Consultation" button on our site. You'll schedule a time to speak with a credit expert, review your report, and create a custom action plan to achieve your goals.