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Privacy Policy

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Privacy Policy

Last Updated: November 16, 2025

Rising Credit Solution (“us”, “we”, or “our”) operates the https://www.risingcreditsolution.com website (the “Service”).

This page informs you of our policies regarding the collection, use, and disclosure of personal information when you use our Service. We will not use or share your information with anyone except as described in this Privacy Policy.

By using the Service, you agree to the collection and use of information in accordance with this policy.

 

1. Information We Collect

To provide our credit repair services, we must collect sensitive personal information. This includes, but is not limited to:

  • Personal Identifiable Information (PII): Name, address, phone number, email address, date of birth, and Social Security Number (SSN).

  • Financial Information: Credit report information from Experian, Equifax, and TransUnion, account numbers, and information about your financial history (e.t., debts, payment history).

  • Payment Information: Credit card or debit card numbers, and billing address for processing payments for our services.

  • Technical Information: Like many website operators, we may collect log data, such as your computer’s Internet Protocol (“IP”) address, browser type, pages of our Service that you visit, and other statistics.

2. How We Use Your Information

We use your personal information for the sole purpose of providing and improving the Service. This includes:

  • To Provide Services: To access your credit reports on your behalf, identify Disputable Items, and prepare and send dispute letters to credit bureaus, creditors, and collection agencies.

  • To Bill You: To process payments for our services.

  • To Communicate With You: To send you updates on your case, provide customer support, and, if you opt-in, send you marketing materials or newsletters.

  • For Legal Compliance: To comply with all applicable laws and regulations, including the Credit Repair Organizations Act (CROA) and the Gramm-Leach-Bliley Act (GLBA).

3. How We Share Your Information

We do not sell, rent, or trade your personal information to any third parties for marketing purposes.

We only share your information in the following limited circumstances:

  • With Credit Bureaus and Creditors: We must share your information with credit bureaus (Experian, Equifax, TransUnion) and your creditors or collection agencies to dispute items on your behalf.

  • With Third-Party Service Providers: We may use third-party companies to process payments or provide our secure client portal. These companies are bound by confidentiality agreements and are not permitted to use your information for any other purpose.

  • For Legal Reasons: We will disclose your information if required to do so by law, such as in response to a valid subpoena or court order.

4. How We Protect Your Information

We take the security of your data very seriously. We use a combination of administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. This includes:

  • Data Encryption: Using Secure Socket Layer (SSL) technology to encrypt all sensitive data transmitted to and from our website.

  • Secure Storage: Storing your personal information in a secure, access-controlled environment.

  • Access Controls: Limiting employee access to your information on a “need-to-know” basis.

While we use commercially acceptable means to protect your information, no method of transmission over the Internet or method of electronic storage is 100% secure.

5. Your Data Rights

You have rights regarding your personal information. Depending on your jurisdiction (e.g., California residents under CCPA), these rights may include:

  • The Right to Access: You can request a copy of the personal information we hold about you.

  • The Right to Deletion: You can request that we delete your personal information, subject to certain legal exceptions (e.g., we must retain records as required by law).

  • The Right to Correction: You can request that we correct any inaccurate information.

To exercise these rights, please contact us using the information below.

6. Children’s Privacy

Our Service is not intended for anyone under the age of 18 (“Children”). We do not knowingly collect personally identifiable information from children. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us immediately.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top. You are advised to review this Privacy Policy periodically for any changes.